Terra Lumen with Klarna : Buy What You Like Now and Pay Later

Adding statement lighting pieces such chandeliers or ceiling lights can effortlessly infuse personality and style into your home. Beyond illuminating spaces, these remarkable fixtures serve as captivating focal points and leave lasting impressions. Statement lighting, however, can prove to be a significant investment at times, making it essential for premium lighting shops to offer flexible payment options that suit your budget and preferences.

On these lines, Terra Lumen has now partnered with Klarna, a prominent flexible payment options provider to offer more control and convenience to you, while purchasing high-value statement lighting products and not necessarily having to make the payments upfront.

You can instead, enjoy a more seamless and hassle-free experience, shopping at Terra Lumen’s diverse range of home lighting products that includes energy-efficient LED solutions, indoor and outdoor lighting, pendant lights, table lamps, wall lights, ceiling lights, and chandeliers, and utilize Klarna’s user-friendly payment options to buy the desired lighting piece for your home and spreading the payment over a time period that suits you.

You can shop online or visit Terra Lumen’s store, select the lighting option that you like and choose to either pay the full amount in one go, spread the cost over 3 monthly instalments, pay within 30 days (interest-free). Here is a breakdown of the above payment options at Terra Lumen powered by Klarna –

1. Pay in 3 (2nd and 3rd Instalments)

The most obvious option at TL Home is to purchase the statement lighting pieces now and spread the cost into 3 interest-free instalments. This is also the most popular option by far because it offers greater cashflow flexibility and also means that you can still get your favorite products and not missing out on good deal events like Black Friday and Cyber Monday.

For Klarna Pay in 3, you will receive multiple payment reminders:

1. Reminder 1: 2 days before due date

2. Reminder 2: on due date - advising that a payment has failed.

3. Reminder 3: 2 days before the second time we attempt to take a payment.

4. Reminder 4: on failure of second payment attempt

5. Reminder 5: 2 days before the third time we attempt to take a payment.

6. Reminder 6: on failure of third payment attempt, advising that a late fee will now be charged.

At any time before the due date, you will have the option to snooze a payment once for no cost, which gives them another 10 days before payment is needed.

If your repayment is late after the 7-day grace period, late fees will apply.

2. Pay in 30 days

Another consumer's favorite option is the TL Home and Klarna’s Pay in 30 days with no interest and no fees when you pay on time.

The purchasing process for statement lighting products through Klarna on TL Home is simple and user-friendly. You can choose your desired product/s on the Terra Lumen website and proceed to the checkout page, where you can opt for the Klarna payment option and select your preferred payment plan. Once you select the payment plan, you can proceed to finalize your purchase and make the payment to receive your desired statement piece. It’s that simple!

The collaboration between Terra Lumen and Klarna brings great benefits to you as a customer, enabling you to make flexible and convenient shopping experience. Check out our statement lighting pieces online or pay our visit to our stores in Ainsley Road and Commerce Street, and experience the magic unfold in front of you.  

Remember to spend responsibly! Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.